We offer a valuation for insurance replacement service which is accepted by all major insurance companies. It is important to make sure that your valuable items are insured and that the value for insurance is up to date. It is your responsibility as the owner to make sure that your jewellery is insured and that the valuation is current or your insurer may not accept your claim.
When you bring your jewellery to us for valuation we will examine each item carefully and note its details and features. If you have documentation, such as receipts and certificates, please bring these with you. The information will help us to provide you with the most accurate value. We will also record any relevant information and certificate numbers onto your insurance for replacement valuation document.
We will provide you with a printed valuation, giving a description of your jewellery based on our examination and any information that you have provided. If you do not provide certificates for your diamond jewellery we will assess the diamonds ourselves and provide a value based on our estimate of the stone weight and our opinion of the colour and clarity.
Our valuations for insurance replacement are based on the price that we would charge to make a close copy of your item of jewellery should it ever become lost or damaged beyond repair. We only provide market rate valuations on items that are mass produced and easily replaceable. We find that most of our clients are insuring items that are one off and are not available or replaceable on the open market.
We are also happy to supply quotes for your insurance company for the repair of damaged items of jewellery.
Our fee for valuations for insurance replacement are 1% + VAT with a minimum fee of £75+VAT.